Ditch the overdraft
Get cash at a fraction of typical financing costs
Improve your cashflow by giving customers a good reason to pay early. Access cash without filling out mountains of paperwork or paying enormous fees.
Get quick, easy and low cost access to cash
No paperwork, no application fees, no borrowing. Just faster payments.
Grow your business from cashflow
Make those investments you’ve been thinking about! Take plans off hold and invest money back into your business.
“Getting money early is huge for a small business. I have been recommending Relay to all of my mates”
Owner, GPR Concrete Scanning
Eliminate the stress and hassle of late payments
Get paid on your terms and spend less time chasing invoice payments.
Save money by reducing debt
Borrow less and forget about overdrafts. Instead fund your projects with cash in the bank.
How it works
Get paid early. Low cost. No admin.
View invoices in Relay
If your customer is on Relay, you can view your invoice status in real time. If not, load invoices from your accounting software or create them directly in Relay.
Request prompt payment
Decide which invoices you want paid early and how much you are happy to spend. Enter your own fee and set an expiry date.
Get paid quickly
Receive instant payment when your request is accepted. If not, you won't be charged a cent.
A toolkit to control your cashflow
Relay’s cashflow automation platform comes with everything you need to incentivise early payments and manage your cashflow.
Secure bank account
Send and receive payments without sharing bank details. Control cashflow with a dedicated bank account to manage working capital.
Give your customers one place to view, manage and pay all your invoices.
Protect your business from invoice fraud and ensure that payments are sent to the correct legal entity.
Search our directory of verified businesses, add your customers, and share pricebooks in one click.
Automatically import bills and invoices directly from your accounting software, ERP or job management app.
Quickly and easily create and send electronic invoices for free.
Never worry about late payments again
Get real-time visibility
Don’t be left wondering when you’ll get paid. Track payment status and get notified when your invoices have been viewed, approved and scheduled for payment.
Collaborate to keep things moving
Message customers within Relay to answer invoice queries and correct mistakes before they impact pay dates.
Set your own fee
You decide how much early payment is worth to you.
There’s no risk - we won’t charge you unless invoices are paid early.