Get paid today, not next month.

Everything you need to run your business with healthy cashflow. Make it easy for your customers to pay you early.

Improving cashflow in construction

Ditch the overdraft

Get cash at a fraction of typical financing costs

Improve your cashflow by giving customers a good reason to pay early. Access cash without filling out mountains of paperwork or paying enormous fees.

Get quick, easy and low cost access to cash

No paperwork, no application fees, no borrowing. Just faster payments.

Grow your business from cashflow

Make those investments you’ve been thinking about! Take plans off hold and invest money back into your business.

Business owner in workshop
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“Getting money early is huge for a small business. I have been recommending Relay to all of my mates”

Kayne Laughton

Owner, GPR Concrete Scanning

Eliminate the stress and hassle of late payments

Get paid on your terms and spend less time chasing invoice payments.

Save money by reducing debt

Borrow less and forget about overdrafts. Instead fund your projects with cash in the bank.


How it works

Get paid early. Low cost. No admin.

View invoices in Relay

If your customer is on Relay, you can view your invoice status in real time. If not, load invoices from your accounting software or create them directly in Relay.

Request prompt payment

Decide which invoices you want paid early and how much you are happy to spend. Enter your own fee and set an expiry date.

Get paid quickly

Receive instant payment when your request is accepted. If not, you won't be charged a cent.


A toolkit to control your cashflow

Relay’s cashflow automation platform comes with everything you need to incentivise early payments and manage your cashflow.

Secure bank account

Send and receive payments without sharing bank details. Control cashflow with a dedicated bank account to manage working capital.

Customer portal

Give your customers one place to view, manage and pay all your invoices.

Fraud protection

Protect your business from invoice fraud and ensure that payments are sent to the correct legal entity.

Business directory

Search our directory of verified businesses, add your customers, and share pricebooks in one click.

Cloud integrations

Automatically import bills and invoices directly from your accounting software, ERP or job management app.


Quickly and easily create and send electronic invoices for free.


Why Relay?

Never worry about late payments again

Female business owner not worried about late payments

Get real-time visibility

Don’t be left wondering when you’ll get paid. Track payment status and get notified when your invoices have been viewed, approved and scheduled for payment.

Collaborate to keep things moving

Message customers within Relay to answer invoice queries and correct mistakes before they impact pay dates.

Set your own fee

You decide how much early payment is worth to you.

There’s no risk - we won’t charge you unless invoices are paid early.


Are your customers already on Relay?

Check our business directory for free.