Reduce project costs by paying early
Run an early payment programme with Relay to give your subcontractors ultimate cashflow flexibility, and earn a strong return on cash deposits.
Put your cash balance to work and support your supply chain
Earn up to 8% p.a. on funds paid early to subcontractors via Relay.
Give your finance team another tool to promote healthy margins.
Differentiate your business as a best-in-class payer.
Strengthen subcontractor relationships
Optimise working capital
Maximise yield on surplus cash
How does it work?
1. Approve progress claims
2. Offer prompt payment
3. Earn a risk free return
Import approved progress claims from your construction management or accounting software. Choose which claims are eligible for early payment.
Select how much to allocate towards early payment each month. Subcontractors can claim instant payment on approved claims at a competitive rate.
Generate an average 8% p.a. return on funds deposited into Relay. Your subcontractors are paid immediately using the cash you reserved for early payment.
Generate a higher rate of return on cash balances
While bank interest rates near historic lows, an early payment programme lets you deploy cash to increase yield without increasing risk.
Strengthen your supply chain
Only 17% of Kiwi subcontractors report having zero issues with cashflow. Help support a robust supply chain by giving access to low-cost, early payment on-demand.
Stand out in the crowd
Cashflow is the top priority for many subcontractors. Differentiate yourself in a competitive market by helping trusted subcontractors with a critical issue.
Relay is the early payment programme that pays for itself
Optimise your cash cycle and create a revenue stream from your finance team.
Secure bank account
Protecting your money is paramount. Relay's team of payments experts ensure world-class security of funds in your dedicated trust account.
Relay automates the entire payment process to improve margins without increasing workload for busy finance and commercial teams.
Get subcontractors up and running seamlessly with online workflows and dedicated support from our customer success team.