Faster invoice payments - on your terms
Fill cashflow gaps with the money you're owed
Why pay for bills, materials and salaries out of your own pocket? Smooth out cashflow gaps and seasonal fluctuations with early payment from your customers.
Forget the stress of late payments
Take the guesswork out of payment collection. Get notified when your invoices have been viewed, approved and scheduled for payment.
Grow your business with cashflow
Make those investments you've been thinking about. Take plans off hold and invest money back into your business.
“Getting money early is huge for a small business. I have been recommending Relay to all of my mates”
Owner, GPR Concrete Scanning
How it works
Early invoice payments whenever you need them
Accept an early payment offer and get paid quickly
Relay sends you an early payment offer on behalf of your customer.
The service fee for early payment will be stated clearly on your offer. If you're happy with the fee, simply accept the offer and withdraw funds immediately.
View your invoices and upcoming payments
If you don't want to get paid early this month, you can still sign up to Relay.
Relay gives you visibility of all past and upcoming invoice payments so you know when the money will land in your account.
Request early payment
If you haven't received an early payment offer you can request prompt payment from your customers in Relay.
Decide which invoices you want paid early and how much you are happy to spend. Receive instant payment when your customer accepts the request.
Why small businesses love Relay
G&T Civil and Foundations
"I'd recommend Relay to anyone running their own construction business.
Getting peace of mind about money coming in, being able to pay our subcontractors on time and having the option to improve cashflow with early payments has been such a game changer."
"Cashflow is the biggest hand break for small businesses. To keep a business growing, money needs to keep on circulating back into the business.
Relay is great - even getting a couple thousand of dollars early helps keep the wheels turning."
Invite your customers to Relay
No application process, no borrowing - just faster invoice payments.
There's no risk - we won't charge you unless invoices are paid early.
Get paid as soon as your customers approve your invoice.